Description

Job Description:

1. Perform credit review for due diligence reports of corporate customers and responsible for: review whether the case compliant with the regulation and the relevant bank's policy, reveal the main risks, put forward risk control measures, determine the group overall credit risk and conduct client credit rating, etc.

2. Project flow management: coordinate team members to complete credit analysis reports on time as well as meeting quality requirement. Assist department management with staff management, cultivate and develop credit analysis experts specialized in relevant sectors.

3. Provide opinion for credit files reported to the pre-trial committee.

4. Conduct industry research according to respective responsible industries, revise the relevant approval guidelines.

5. Conduct commitment matters monitoring and other work regularly, put forward effective risk control recommendations for clients with early warning signals.

6. Manage and coordinate business relationship between Credit Analyst team and other teams within Risk Management Department, as well as other relevant business departments.

7. Support internal and external relevant audit tasks as well as regulatory reporting requirements. Support management information reporting regarding customers and credit cases. Complete other specific work arrangements by the department.

Job Requirements:

1. Bachelor degree or above (finance, economy accountancy or related majors), skilled in financial statements analysis methods and understand bank related credit facilities

2. More than 5 years of relevant work experience, has the experience of credit analysis to corporate clients is preferred

3. Applicant with CFA, FRM and ACCA professional skills certificate is preferred

4. Strong financial and credit risk analysis and management skills

5. Strong communication skills, responsibility and team-work ability

6. Effectively bilingual in English and Chinese is required as incumbent is required to liase with Chinese counterparts from Head Office.

7. Good pressure resistance, can effectively handle multiple work at the same time, understand the bank's review requirements of financing products